Kount provides the robust fraud screening required for Strong Customer Authentication, allowing merchants, insurers, and acquirers to take advantage of the TRA exemptions and avoid customer friction on low-risk transactions. By taking advantage of TRA exemptions, merchants can reduce friction for customers and increase conversion rates.
Recognize and stop abnormal payer spending, behavior, and access.
Abnormal spending, behavior patterns, and anomalies in device or software access can indicate account takeover fraud. Kount meets these requirements through the following features:
• Device ID identifies a unique device and associates it to a user, linking data that enables risk and trust-based user authentication policies.
• Trusted Device stores information about the user and their devices, noting whether a device has been seen before and whether it can be trusted.
• IP Risk identifies risky logins, where credentials don’t match the identity, and generates a risk score. If the IP risk is high, Kount challenges or blocks the device.
• Multi-dimensional velocities look at variables to identify network locations, devices, and accounts.