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Payment Card Industry Data Security Standard (PCI DSS)
The Payment Card Industry Data Security Standard (PCI DSS) is a set of security standards designed to ensure that all companies that accept, process, store, or transmit credit card information meet or exceed expected minimum levels of security. It is managed by the Payment Card Industry Security Standards Council (PCI SSC).
Compliance with PCI DSS is mandatory for all businesses handling credit card transactions as it is a major part of protecting cardholder data along with reducing the risk of data breaches or fraud. The standard includes requirements for secure network architecture, data protection measures, access control, monitoring and regular testing of security systems.
By adhering to PCI DSS, businesses enhance their security, avoid costly fines, and ensure customer trust. Regular audits and assessments are necessary to maintain compliance and address vulnerabilities that could be exploited by cybercriminals.
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