Reason Code 4842 - Late Presentment (Europe)

Chargeback Reason Codes / Mastercard / 4842 - Late Presentment (Europe)


Why did I receive this chargeback?

You presented the transaction more than seven calendar days after the transaction date and the account is now permanently closed.

Time Limit

How long can the issuer wait to file a chargeback?

The maximum amount of time that can pass between the transaction processing date and the chargeback processing date is 90 calendar days.


What compelling evidence is needed to respond?

Your chargeback response must include at least one of the following items:

  • Proof that the transaction was presented within seven calendar days of the transaction
  • Proof the account has not been permanently closed


How can I avoid this chargeback in the future?

  • Always send an authorization request before processing a transaction.
  • Present transactions to the issuer within the specified time limit.

Want to check other chargeback reason codes?

View Full List Here

More Mastercard Reason Codes



Cardholder Dispute

Consumer Disputes