close

Request an online demo

Get a personalized online demo of Kount's trust and safety technology at a time and date of your choosing.

Reason Code 12.2 - Incorrect Transaction Code

Chargeback Reason Codes / Visa / 12.2 - Incorrect Transaction Code

Description

Why did I receive this chargeback?

You sent a transaction with an incorrect transaction code—you processed a sale when you should have processed a credit or you processed a credit when you should have processed a sale.


Time Limit

How long can the issuer wait to file a chargeback?

The dispute timeline can be based on one of two start dates. Either the dispute must be processed within 120 calendar days of:

  • the transaction processing date, or
  • the processing date for the credit refund

Fight

What compelling evidence is needed to respond?

  • If the transaction was processed correctly, provide documentation that proves the reason why you acted the way you did.
  • If you have already processed a refund for the transaction in question, provide documentation that proves you have credited the cardholder’s account.
  • If the cardholder no longer wishes to dispute the transaction, provide documentation that proves the issue has been resolved.

Prevent

How can I avoid this chargeback in the future?

  • Hold regular staff training sessions to ensure everyone on your team knows how to correctly process transactions, refunds, and adjustments.

Want to check other chargeback reason codes?

View Full List Here